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IS IT PERMISSIBLE TO UTILIZE CREDIT CARD BENEFITS?

Answered according to Hanafi Fiqh by DarulUloomTT.net

QUESTION:

As Salaamu Alaikum,

I use a Credit Card but pay up immediately without incurring any interest payment. Also I pay an annual fee of approximately $75 for using the card. When travelling by Air I use lounge facility at the airport, producing the Credit Card and not pay anything (complimentary the Bank providing the Credit Card). Since I pay Credit Card Fee, I feel that the Bank is covering my expenses at the airport lounge through the annual fees I am paying, and I am not getting anything free from the Credit Card provider namely the Bank. Under these circumstances is it OK for me to utilize the lounge facilities with the Credit Card without paying for the facility?

Jazakallah khairan.

ANSWER:

Wa Alaikum As Salaam,

Ye, it is permissible for you to utilize the lounge facilities with the credit card without paying for the facility , since this is a complimentary lounge access which is provided by your credit card company.

And Allah Knows best

Mufti Waseem Khan

12/02/2020

This answer was collected from DarulUloomTT.net, which is operated under the supervision of Mufti Waseem Khan from Darul Uloom Trinidad and Tobago.

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