بسم الله الرحمن الرحيم
(Fatwa: 369/282/B=3/1439)
Hajj will be fardh on you if you afford it. Hajj becomes fardh when one has the capacity to perform it and it does not become fardh by performing umrah. If right now you are not able to perform Hajj then it would become wajib for you when you will be able to perform it.
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband
