While answering one question you have mentioned that interest money can be given to poor and needy. I would like you to please check the instructions regarding interest money in Qur’an and Hadith and I am Inshallah sure you are totally wrong in your answer.
Interest is strictly prohibited as expressly mentioned in the Qur’aan and Ahaadith.
However, if one uses the bank facility to keep his money, he will receive interest. That amount should be disposed off by giving it away to the poor and needy.
and Allah Ta’ala Knows Best
Mufti Ebrahim Desai