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Using Mobikwik cashback

Answered as per Hanafi Fiqh by Askimam.org

My question is regarding the Mobikwik wallet (e-wallet) service availible in India. Mobikwik offers various cashbacks for making online transactions or recharges /bill payments throughย  their wallet. The cashback amount (called supercash) however is kept separate from the main wallet amount and can be used with following conditions :

1) Only 10% of the supercash amount can be used in a single transaction.

2) The total transaction amount should be at least Rs 100 to avail the 10% supercash.

3) Supercash will expire if not used within 5 months.

4) Supercash can be used for maximum of three transactions in a day and 21 in a month.ย 

With these terms and conditions is it permissible to avail and use the cashback (supercash).ย 

Answer

In the Name of Allah, the Most Gracious, the Most Merciful.

As-salฤmu โ€˜alaykum wa-rahmatullฤhi wa-barakฤtuh.

The cashback amount (super cash) offered through the use of Mobikwik wallet with the conditions in reference is regarded as a gift and it is permissible.[1]

And Allah Taโ€™ฤla Knows Best

Saad Haque

Student Darul Iftaa
New Jersey, USAย 

Checked and Approved by,
Mufti Ebrahim Desai

_______


[1] ุจุญูˆุซ ูู‰ ู‚ุถุงูŠุง ูู‚ู‡ูŠุฉ ู…ุนุงุตุฑุฉ (ูข/ูกูฅูฅ) โ€“ ุงู„ู…ูุชู‰ ู…ุญู…ุฏ ุชู‚ูŠ ุนุซู…ุงู†ูŠ | ุฏุงุฑ ุงู„ู‚ู„ู… – ุฏู…ุดู‚

ูˆุจู…ุง ุงู† ุญู‚ูŠู‚ุฉ ุงู„ุฌุงุฆุฒุฉ ุงู†ู‡ุง ู‡ุจุฉ ุจุฏูˆู† ู…ู‚ุงุจู„ ูุงู†ู‡ุง ู„ูŠุณุช ู…ู† ุนู‚ูˆุฏ ุงู„ู…ุนุงูˆุถุฉุŒ ูˆุงู†ู…ุง ู‡ูŠ ู…ู† ู‚ุจูŠู„ ุงู„ุชุจุฑุนุงุชุŒ ูู…ู† ุดุฑูˆุท ุฌูˆุงุฒู‡ุง ุงู† ุชูƒูˆู† ุชุจุฑุนุง ู…ู† ุงู„ู…ุฌูŠุฒ ุจุฏูˆู† ุงู† ูŠู„ุชุฒู… ุงู„ู…ุฌุงุฒ ุจุฏูุน ุนูˆุถ ู…ุงู„ูŠ ู…ู‚ุงุจู„ ุงู„ุฌุงุฆุฒุฉ…

ุงู„ุฌูˆู‡ุฑุฉ ุงู„ู†ูŠุฑุฉ ุนู„ู‰ ู…ุฎุชุตุฑ ุงู„ู‚ุฏูˆุฑูŠ (1/ 324) – ุฃุจูˆ ุจูƒุฑ ุจู† ุนู„ูŠ ุจู† ู…ุญู…ุฏ ุงู„ุญุฏุงุฏูŠ ุงู„ุนุจุงุฏูŠ ุงู„ุฒู‘ูŽุจููŠุฏููŠู‘ ุงู„ูŠู…ู†ูŠ ุงู„ุญู†ููŠ (ุงู„ู…ุชูˆูู‰: 800ู‡ู€) | ุงู„ู…ุทุจุนุฉ ุงู„ุฎูŠุฑูŠุฉ

ุงู„ู’ู‡ูุจูŽุฉู ูููŠ ุงู„ู„ู‘ูุบูŽุฉู ู‡ููŠูŽ ุงู„ุชู‘ูŽุจูŽุฑู‘ูุนู ูˆูŽูููŠ ุงู„ุดู‘ูŽุฑู’ุนู ุนูุจูŽุงุฑูŽุฉูŒ ุนูŽู†ู’ ุชูŽู…ู’ู„ููŠูƒู ุงู„ู’ุฃูŽุนู’ูŠูŽุงู†ู ุจูุบูŽูŠู’ุฑู ุนููˆูŽุถู ูˆูŽู‡ููŠูŽ ุฌูŽุงุฆูุฒูŽุฉูŒ ุจูุงู„ู’ูƒูุชูŽุงุจู ูˆูŽู‡ููˆูŽ ู‚ูŽูˆู’ู„ู‡ ุชูŽุนูŽุงู„ูŽู‰ {ููŽุฅูู†ู’ ุทูุจู’ู†ูŽ ู„ูŽูƒูู…ู’ ุนูŽู†ู’ ุดูŽูŠู’ุกู ู…ูู†ู’ู‡ู ู†ูŽูู’ุณู‹ุง ููŽูƒูู„ููˆู‡ู ู‡ูŽู†ููŠุฆู‹ุง ู…ูŽุฑููŠุฆู‹ุง} [ุงู„ู†ุณุงุก: 4] ุฃูŽูŠู’ ู‡ูŽู†ููŠุฆู‹ุง ู„ูŽุง ุฅุซู’ู…ูŽ ูููŠู‡ู ู…ูŽุฑููŠุฆู‹ุง ู„ูŽุง ู…ูŽู„ูŽุงู…ูŽุฉูŽ ูููŠู‡ู ูˆูŽู‚ููŠู„ูŽ ุงู„ู’ู‡ูŽู†ููŠุกู ุงู„ุทู‘ูŽูŠู‘ูุจู ุงู„ู’ู…ูŽุณูŽุงุบู ุงู„ู‘ูŽุฐููŠ ู„ูŽุง ูŠูู†ูŽุบู‘ูุตูู‡ู ุดูŽูŠู’ุกูŒ ูˆูŽุงู„ู’ู…ูŽุฑููŠุกู ุงู„ู’ู…ูŽุญู’ู…ููˆุฏู ุงู„ู’ุนูŽุงู‚ูุจูŽุฉู ุงู„ู‘ูŽุฐููŠ ู„ูŽุง ูŠูŽุถูุฑู‘ู ูˆูŽู„ูŽุง ูŠูุคู’ุฐููŠ ูˆูŽุจูุงู„ุณู‘ูู†ู‘ูŽุฉู ูˆูŽู‡ููˆูŽ ู‚ูŽูˆู’ู„ูู‡ู – ุนูŽู„ูŽูŠู’ู‡ู ุงู„ุณู‘ูŽู„ูŽุงู…ู – ยซุชูŽู‡ูŽุงุฏูŽูˆู’ุง ุชูŽุญูŽุงุจู‘ููˆุงยป

This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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