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Can Zakaat be used to pay off the financial debts?

Answered as per Hanafi Fiqh by Darulihsan.com
Q: Can Zakaat be used to pay off the financial debts of a person in financial difficulty. The payment is intended to be made directly to his creditors? It is feared that if the Zakaat money is given to him he will misuse it?


A: The fundamental requirement of discharging Zakaat is complete transfer of ownership of the wealth to the recipient of Zakaat. Therefore paying off a person’s debt with Zakaat money will not be permissible. However, if it is feared that that the money will be misused, permission and consent maybe sought from the person to pay off his debt. With his consent the debt may be paid on his behalf with Zakaat funds. (Ad Durrul Mukhtar 2/344)

And Allah Ta’ala Knows Best

Shafiq Jakhura (Mufti) and M Mangera (Mufti)
Fatwa Dept.

This answer was collected from DarulIhsan.com. It’s the official website of Darul Ihsan, which is an Islamic organisation (PBO) based in Durban, South Africa.

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