Answer
(Fatwa: 702/702=M/1429)
If that person possesses only 15 gram gold and 50 gram silver and the total prices of both do not reach the silver nisab (amount prescribed for Zakah as per silver), then it is not obligatory for him to pay Zakah if he does not own rupees and business etc besides these things. Yes, if he owns money or commercial goods, or total amount of 15 gram gold and 50 gram silver, money or commercial goods reaches up to nisab, then he will have to pay fortieth part as zakah after passing a year.
Allah (Subhana Wa Ta’ala) knows Best
Darul Ifta,
Darul Uloom Deoband