In case I buy any electronic stuff under EMI scheme which is asking to pay some processing / paperwork charges and while repayment asking only actual price of that thing.. is that halaal?
Answer:
Ref. No. 40/800
In the name of Allah the most Gracious the most Merciful
The answer to your question is as follows:
If it is true that you are not paying any interest then it is allowable.
And Allah knows best
Darul Ifta
Darul Uloom Waqf Deoband