Answered by Shaykh Ilyas Patel
If one is paying a mortgage on his house, and performs Hajj, will his Hajj be accepted? And if one goes on Hajj using a loan on which he must pay interest, will his Hajj be accepted?
Answer:
In the name of Allah Most Kind Merciful
I hope you are fine and in the best of health and iman.
A.1
Yes, one’s hajj with paying a conventional mortgage will be accepted. It is a different matter that he is paying mortgage based on interest.
A.2
It is somewhat disliked (makruh tanzih) to take out a loan and perform hajj, though it will be valid and it is a different matter that taking out an interest-based loan will lessen his rewards.
And Allah knows best