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Using the benefits from banks

Q: With FNB automatically ebucks are generated for using the banks services. This can be used for various things, which I know that should be avoided according to mufti saheb. I would like to know is it permissible to use ebucks to purchase something like airtime?

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A: The benefits acquired through the bank are interest. Hence no benefits should be derived from it nor should it be used to purchase anything.

And Allah Ta’ala (الله تعالى) knows best.

لأن الربا هو الفضل المستحق لأحد المتعاقدين في المعاوضة الخالي عن عوض شرط فيه (هداية 3/78)

المادة 43 – المعروف عرفا كالمشروط شرطا – أي المعروف المعتاد بين الناس، وإن لم يذكر صريحا، فهو بمنزلة الصريح، لدلالة العرف عليه (شرح المجلة 1/100)

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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