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Offsetting bad debts of a deceased person with interest money

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Q:ย Can Interest money received in a bank account be used to offset Bad debts of a deceased person? He was an employee at a supermarket and he owed the owners his employers a substantial amount. His family will not be able to pay the amount owed so the owners have received interest money in their account and want to offset it with this money.

A:ย No. It cannot be used to offset the debt.

ุงู„ูŽู‘ุฐููŠู†ูŽ ูŠูŽุฃู’ูƒูู„ููˆู†ูŽ ุงู„ุฑูู‘ุจูŽุง ู„ูŽุง ูŠูŽู‚ููˆู…ููˆู†ูŽ ุฅูู„ูŽู‘ุง ูƒูŽู…ูŽุง ูŠูŽู‚ููˆู…ู ุงู„ูŽู‘ุฐููŠ ูŠูŽุชูŽุฎูŽุจูŽู‘ุทูู‡ู ุงู„ุดูŽู‘ูŠู’ุทูŽุงู†ู ู…ูู†ูŽ ุงู„ู’ู…ูŽุณูู‘ ุฐูŽูฐู„ููƒูŽ ุจูุฃูŽู†ูŽู‘ู‡ูู…ู’ ู‚ูŽุงู„ููˆุง ุฅูู†ูŽู‘ู…ูŽุง ุงู„ู’ุจูŽูŠู’ุนู ู…ูุซู’ู„ู ุงู„ุฑูู‘ุจูŽุง ูˆูŽุฃูŽุญูŽู„ูŽู‘ ุงู„ู„ูŽู‘ู€ู‡ู ุงู„ู’ุจูŽูŠู’ุนูŽ ูˆูŽุญูŽุฑูŽู‘ู…ูŽ ุงู„ุฑูู‘ุจูŽุง ููŽู…ูŽู† ุฌูŽุงุกูŽู‡ู ู…ูŽูˆู’ุนูุธูŽุฉูŒ ู…ูู‘ู† ุฑูŽู‘ุจูู‘ู‡ู ููŽุงู†ุชูŽู‡ูŽู‰ูฐ ููŽู„ูŽู‡ู ู…ูŽุง ุณูŽู„ูŽููŽ ูˆูŽุฃูŽู…ู’ุฑูู‡ู ุฅูู„ูŽู‰ ุงู„ู„ูŽู‘ู€ู‡ู ูˆูŽู…ูŽู†ู’ ุนูŽุงุฏูŽ ููŽุฃููˆู„ูŽู€ูฐุฆููƒูŽ ุฃูŽุตู’ุญูŽุงุจู ุงู„ู†ูŽู‘ุงุฑู ู‡ูู…ู’ ูููŠู‡ูŽุง ุฎูŽุงู„ูุฏููˆู†ูŽ ๏ดฟุงู„ุจู‚ุฑุฉ: ูขูงูฅ๏ดพ

ุนู† ุฌุงุจุฑ ุฑุถูŠ ุงู„ู„ู‡ ุนู†ู‡ ู‚ุงู„ ู„ุนู† ุฑุณูˆู„ ุงู„ู„ู‡ ุตู„ู‰ ุงู„ู„ู‡ ุนู„ูŠู‡ ูˆุณู„ู… ุขูƒู„ ุงู„ุฑุจุง ูˆู…ูˆูƒู„ู‡ ูˆูƒุงุชุจู‡ ูˆุดุงู‡ุฏูŠู‡ ูˆู‚ุงู„ ู‡ู… ุณูˆุงุก ุฑูˆุงู‡ ู…ุณู„ู… ( ู…ุดูƒูˆูฐุฉ ุงู„ู…ุตุงุจูŠุญ ุต244)

ุนู† ุฃุจูŠ ู‡ุฑูŠุฑุฉ ุนู† ุฑุณูˆู„ ุงู„ู„ู‡ ุตู„ู‰ ุงู„ู„ู‡ ุนู„ูŠู‡ ูˆุณู„ู… ู‚ุงู„ ู„ูŠุฃุชูŠู† ุนู„ู‰ ุงู„ู†ุงุณ ุฒู…ุงู† ู„ุง ูŠุจู‚ู‰ ุฃุญุฏ ุฅู„ุง ุฃูƒู„ ุงู„ุฑุจุง ูุฅู† ู„ู… ูŠุฃูƒู„ู‡ ุฃุตุงุจู‡ ู…ู† ุจุฎุงุฑู‡ ูˆูŠุฑูˆู‰ ู…ู† ุบุจุงุฑู‡ ุฑูˆุงู‡ ุฃุญู…ุฏ ูˆุฃุจูˆ ุฏุงูˆุฏ ูˆุงู„ู†ุณุงุฆูŠ ูˆุงุจู† ู…ุงุฌู‡ ( ู…ุดูƒูˆูฐุฉ ุงู„ู…ุตุงุจูŠุญ ุต245)

ูˆุนู† ุนุจุฏ ุงู„ู„ู‡ ุจู† ุญู†ุธู„ุฉ ุบุณูŠู„ ุงู„ู…ู„ุงุฆูƒุฉ ู‚ุงู„ ู‚ุงู„ ุฑุณูˆู„ ุงู„ู„ู‡ ุตู„ู‰ ุงู„ู„ู‡ ุนู„ูŠู‡ ูˆุณู„ู… ุฏุฑู‡ู… ุฑุจุง ูŠุฃูƒู„ู‡ ุงู„ุฑุฌู„ ูˆู‡ูˆ ูŠุนู„ู… ุฃุดุฏ ู…ู† ุณุชุฉ ูˆุซู„ุงุซูŠู† ุฒู†ูŠุฉ ุฑูˆุงู‡ ุฃุญู…ุฏ ูˆุงู„ุฏุฑุงู‚ุทู†ูŠ ูˆุฑูˆู‰ ุงู„ุจูŠู‡ู‚ูŠ ููŠ ุดุนุจ ุงู„ุฅูŠู…ุงู† ุนู† ุงุจู† ุนุจุงุณ ูˆุฒุงุฏ ูˆู‚ุงู„ ู…ู† ู†ุจุช ู„ุญู…ู‡ ู…ู† ุงู„ุณุญุช ูุงู„ู†ุงุฑ ุฃูˆู„ู‰ ุจู‡ ( ู…ุดูƒูˆูฐุฉ ุงู„ู…ุตุงุจูŠุญ ุต245)

ุขูƒู„ ุงู„ุฑุจุง ูˆูƒุงุณุจ ุงู„ุญุฑุงู… ุฃู‡ุฏู‰ ุฅู„ูŠู‡ ุฃูˆ ุฃุถุงูู‡ ูˆุบุงู„ุจ ู…ุงู„ู‡ ุญุฑุงู… ู„ุง ูŠู‚ุจู„ ูˆู„ุง ูŠุฃูƒู„ ู…ุง ู„ู… ูŠุฎุจุฑู‡ ุฃู† ุฐู„ูƒ ุงู„ู…ุงู„ ุฃุตู„ู‡ ุญู„ุงู„ ูˆุฑุซู‡ ุฃูˆ ุงุณุชู‚ุฑุถู‡ ูˆุฅู† ูƒุงู† ุบุงู„ุจ ู…ุงู„ู‡ ุญู„ุงู„ุง ู„ุง ุจุฃุณ ุจู‚ุจูˆู„ ู‡ุฏูŠุชู‡ ูˆุงู„ุฃูƒู„ ู…ู†ู‡ุง ูƒุฐุง ููŠ ุงู„ู…ู„ุชู‚ุท (ุงู„ูุชุงูˆู‰ ุงู„ู‡ู†ุฏูŠุฉ 5/343)

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

Tags: Bank, Interest

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