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    Answers with Tag: taqi usmani

    Difference between Islamic & conventional Car Financing? Can PLS-Saving be used?

    What makes the Hanafi Madhab distinct from other Islamic sects?

    Which book strengthens Emaan (faith)?

    Use of Zakat for Administrative Expenses of Charities

    Video Chips

    Stock Options

    Stories of Near Death Experiences

    Determination of Eid al-Adha

    Method of Joining Prayers

    Job Description of a Khateeb

    Kangaroo Meat

    Re-interment

    Internet Purchases

    Can Interest Income Be Applied Toward Taxes?

    These questions came to light after discussing them with ulema, who advise me to put forward these questions to Mufti Taqi Usmani sahib and inform them of the view of our beloved Mufti Sahib.1. In England to have car insurance is compulsory. Talking to ulema, they state that third party only is allowed. However discussing this with my friend, who is also an aalim, we wanted to know what if full comprehensive insurance is cheaper than third party insurance e.g. full comprehensive was £600.00 and third party was £1000.00, which happens sometimes. So even in this case would one have to buy third party Insurance or not? 2. When a person has an accident with another car, the insurance company of the other car owner pays a person out fully. The money that they pay is the market value of the car and not the actual value. For example I recently had an accident, the insurance company of the other person paid me out £2100.00 whereas I bought my car for the price of £1600.00. So would the extra money received in this case be jaa’iz (permissible) or haraam? Also I have heard that you cannot claim more than the amount you have paid to the insurance company. In case if the other person is not insured then my own company will pay me out. Would this money also be jaaiz? [Sajid Khan]