Q: I went to buy some jewellery. A salesman there told me that there is a scheme going on where I have to pay 11 instalments in advance and 12th instalment will paid by jewellery company as a bonus or discount. Then I can buy any gold jewellery of my choice after 11 months. Is it allowed in Islam? Please guide.
A: This arrangement is not right because the product sold is not yet fixed.
And Allah Ta’ala (الله تعالى) knows best.
Mufti Ebrahim Salejee (Isipingo Beach)