mortgage Archives - IslamQA

Find answers to your Islamic questions by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

Concern for earning halaal

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Q: I would like to know about halal and haram incomes. Alhumdulillah I have a full time job. I have undertaken a second job working in hospitals on a casual basis for the basis of saving for hajj, investing in a business and paying off my mortgage (riba based unfortunately). I have chosen to work… read more »

Has Mufti Ebrahim Desai endorsed Zero Mortgage?

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Has Mufti Ebrahim Desai endorsed Zero Mortgage?  Answer In the Name of Allah, the Most Gracious, the Most Merciful. As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh We have been forwarded a newsletter of Zero Mortgage Canada from one of the recipients for clarity. The recipient received the newsletter on the 20th of… read more »

Sister Removed from title Deed

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Salaam  When my sister and I were younger, I bought house with my sister’s name on the deed, with her knowing if something happens to me God forbid, she was to take care of our elderly father. She doesn’t put any down payment money on the house nor does she make payments on the… read more »

Is AYA financial shariah compliant?

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Assalam u alaikum Mufti Sahab, I have a friend who recently moved to Sarnia (closer to Toronto) and has inquired about Halal Mortgage financing similar to UIF in the US. He was told that Aya financial might be the closest halal source for mortgage financing in all of Canada and some people have… read more »


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Salam Alekum, I have been trying to inquire regarding the Ijara CDC Contract used in Canada for home financing, however, it has been more than a month and I have sent a copy of the contract twice but still awaiting a response. While I fully understand that the contract is a lenghty legal… read more »

Purchasing a house on mortgage

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Assalam o Alikum, I want to ask that whether purchasing house on mortgage permisible in Islam ? Thanks and regards, Answer In the Name of Allah, the Most Gracious, the Most Merciful. As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. It is not permissible to purchase a house on mortgage as… read more »

Studying actuarial sciences

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Respected mufti I’m enquiring the permissibly of studying a degree in actuarial sciences. And thereafter pursuing a career in the same field. Is it permissible from a shariah perspective. Please forward me a detailed explanation. Answer In the Name of Allaah, the Most Gracious, the Most Merciful. As-salaamu ‘alaykum wa-rahmatullaahi… read more »