Verification of a research on car insurance

Answered according to Hanafi Fiqh by ShariahBoard.org

Assalamualaikum,

Could you please give me a fatwa on whether it would be correct to act upon the conclusions found in the following research paper on car insurance?

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Link: http://fiqhacademy.com/res01

 الجواب وباللہ التوفیق

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والسلام

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