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I have a question regarding Hajj, can i perform Hajj with my family, although i have a mortgage?

Answered according to Hanafi Fiqh by Muftisays.com
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AssalamualakumDear Brother,

I have a question regarding Hajj, can i perform Hajj with my family, although i have a mortgage?

Answer
Bismihi Ta’ala

Being free of debt is a condition for Hajj being obligatory on an individual. However, this condition doesn’t apply in the case of mortgage. The reason for this is, that mortgage isn’t due immediately, but rather paid off in instalments. If a person has enough wealth besides his annual mortgage repayments then Hajj will become obligatory upon him.

Please note that this ruling in no way means that mortgage is permissible. Mortgage is always going to be Haraam, and Allah has challenged people who are involved in usury to war. This is the most stern punishment I can think of in the Qur’an. No where for any other action has Allah challenged a person to take arms up against him other than this action. After all, how brave on ones behalf if they are prepared to challenge Allah?

And Allah knows best.

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Mufti Yaseen Shaikh

Original Source Link

This answer was collected from MuftiSays.com, based in London (UK). It is one of the fruits of Darul Uloom London. Many ‘ulama are involved in answering the Q&A on the site, including: Shaikul Hadeeth Mufti Umar Farooq Sahib, Mufti Saifur Rahman Sahib, Mufti Abdullah Patel Sahib, Maulana Qamruz Zaman Sahib, Mufti Abu Bakr Karolia Sahib.

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