Using a credit card

Answered according to Hanafi Fiqh by

Q: I have some money invested that are easily redeemable and have a credit card as well.. When I become cash strapped I resort to the Credit card due to ease of access and I always try to pay up the debt on the credit card within 55 days as before this no interest is charged, however, buying/relying on this facility makes me feel impoverished and fearful of consuming things that I can pay for later. I am fearful. What do you advise me to do? Use the credit card and ensure that I always pay for the debt within the non-interest period or rather use off my saved money?


A: It is safer that you use the money that you have saved.

And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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