Facilitating interest bearing loans

Q: I work in an organisation named JKEDI which is an entrepreneurship development institute and its mission is to make youth self employed so that they attain financial independence as its very difficult to get a government job here and the unemployment rate is alarming. JKEDI trains entrepreneurs, offers business development services and provides them finance for starting their business by linking them to banks where they are charged interest and give loans directly also. I am working there as a coordinator responsible for preparation of entrepreneur’s project reports which covers all the aspects including financials of business. In simple words, entrepreneurs are given loans for business and I prepare their project reports without which they can’t get loan facility as it is considered to be an essential document for securing finance. I want to know whether my job is halaal or haraam. And in case its haram, can I continue working here till I get another job or I should quit.



1. Just as it is impermissible to acquire an interest bearing loan from the bank, similarly assisting one to acquire the loan from the bank through one’s positive report or in any other form is also impermissible. In doing so, one will be facilitating the interest bearing loan and supporting the cause of interest and usury through his actions.

2. You should sincerely repent to Allah Ta’ala and look for another job.

And Allah Ta’ala (الله تعالى) knows best.


Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)