Interest Transactions

Q: Are any of the following Interest Transactions?

  1. If a person says “Buy this item for me when you go to the supermarket, it costs R40,but I will give you R50 tomorrow?
  2. Loan me R40, I will give you R50 tomorrow, the extra R10 is a gift?
  3. A person gives me R50 and says “Go buy this item for me, it costs R40 and you can keep the change?
  4. If the person insists on giving the extra amount even when I tell him that it is Interest, what should I do with that money?



  1. If the intention of the principle was that the ten rands is in lieu of the service rendered then it is permissible.
  2. One should see that if there is a urf that says that the debtor should give more than what he has received then this is also riba, though he may call it a gift.
  3. Refer to the first answer.
  4. Insist on returning it.

And Allah Ta’ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)