Q: If a person has a disease such as HIV/AIDS and cannot afford the medication (1000$/month). Is it permissible to get insurance or use insurance benefits from work that one pays for in part?
A: Taking out insurance or medical aid is impermissible as the elements of gambling and interest are found in it. However if medical aid is a compulsory requirement of the company one is employed by, it will be permissible.
And Allah Ta’ala (الله تعالى) knows best.
Mufti Zakaria Makada
Checked & Approved:
Mufti Ebrahim Salejee (Isipingo Beach)