Using Credit Cards

Answered according to Hanafi Fiqh by

Q: Is it permissible to use a credit card, that the balance is always positive and never goes into credit. Also, interest is paid because the account has money in it, but every month the amount is reversed when requested.


A: The use of the credit card is permissible provided one is sure that one will pay the loan before it accrues interest. 

And Allah Ta’ala (الله تعالى) knows best.

يأَيُّهَا الَّذينَ ءامَنوا لا تَأكُلُوا الرِّبوا أَضعفًا مُضعَفَةً وَاتَّقُوا اللَّهَ لَعَلَّكُم تُفلِحونَ ﴿النساء: ٢٩﴾

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)