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Receiving cash back or discounts when purchasing with a credit card

Answered as per Hanafi Fiqh by Muftionline.co.za

Q:

1. When purchasing goods via a credit card, I received 1 rupee on every purchase of 200 rupees. Is this permissible or not?

2. Different offers are available on credit card and easy paisa accounts everyday. If we purchase and make some payments and order some food via the credit card and easy paisa account, then we will receive a special discount or cash back. Is this permissible or not?

If this is “sood” then what is best use of this amount.

Bismillaah

A:

1. No.

2. It is not permissible.

It should be given to those who are poor and deserving without the intention of receiving any reward.

And Allah Ta’ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.