Q: I wanted to enquire about Credit Card Rewards. I have a credit which is Shari’a Compliant as per clear statement from the bank:
Q. Is the card Shari’a compliant?
A. The Emirates Islamic cashback is fully compliant with the Shari’a principles. The card does not charge any interest to customers. As such, the bank charges a fixed monthly fee for extending various features and benefits to customers.
My question is as per your fatwa before, you said all cashbacks coming from credit cards are haraam?
1. What about this? Is this card cashback still haraam?
2. If it’s haraam, please tell me how? Based on your answer I will decide to scrap the card or not.
3. Is there a difference of opinion between the four madhabs?
And Allah Ta’ala (الله تعالى) knows best.
Mufti Ebrahim Salejee (Isipingo Beach)
This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.