Q: I have a credit card. When I become cash strapped I resort to the credit card due to ease of access and I always try to pay the debt on the credit card within 55 days as before this, there is no interest charged. However, buying/relying on this facility makes me feel impoverished and fearful of consuming things that I can pay for later. What do you advise me to do? Use the credit card and ensure that I always pay for the debt within the non-interest period? It is permissable to use credit cards?
And Allah Ta’ala (الله تعالى) knows best.
Mufti Ebrahim Salejee (Isipingo Beach)