Q: I would like to go for hajj and we have enough money for my husband and I to go but we have a house mortgage that we took 7 years ago ( I understand it is not allowed to take interest based mortgage but I was then advised by a local Mufti Saheb in England that as there are no other options and I had been paying rent for so many years it would be permissible as not for business purpose and purpose is to live in the house). I do not have enough money to pay it off but have enough for hajj. It will take me at least another 5 years to pay the mortgage off. Do we need to postpone hajj and pay off the mortgage first or can we go for hajj first?
A: A mortgage contract is haraam. If there is any way to end it up then end it up and save yourself from its curse. You may go for hajj.
And Allah Ta’ala (الله تعالى) knows best.
Mufti Ebrahim Salejee (Isipingo Beach)