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Can You Get Home Insurance in a High-Risk Area with Low Income?

Answered as per Hanafi Fiqh by Muftionline.co.za

Q: We live in a dangerous area in Cape Town, lots of gangsterism, drugs, violence and we often have home break in. We earn below average income and can’t afford to replace goods when stolen during break in. Is it permissible to have home insurance in this case?

Bismillaah

A: No.

And Allah Ta’ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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