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Validity of Takaaful in Islam

Answered as per Hanafi Fiqh by Muftionline.co.za

Q:

1. Is takaaful valid in Islam?

2. Hospital plan for affordable childbirth; is this permissible in Islam?

Bismillaah

A:

1. After studying takaaful carefully we do not find any difference between takaaful and the insurance systems that are in vogue.

2. No.

And Allah Ta’ala (الله تعالى) knows best.

Answered by:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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