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Aaslamu alaikum, My brother is having Marble shop, in that shop credit card machine is used for business purpose, 2% of swapping amount will go to bank as their charges, Example , My friend giving is credit card and ask a sum of 10,000 rupees can I charge him 3% as swapping charges the remaining 1% can I assume as business profit or it is haram . Your earlier response will be appreciated

Answered according to Hanafi Fiqh by Darulifta-Deoband.com
Aaslamu alaikum, My brother is having Marble shop, in that shop credit card machine is used for business purpose, 2% of swapping amount will go to bank as their charges, Example , My friend giving is credit card and ask a sum of 10,000 rupees can I charge him 3% as swapping charges the remaining 1% can I assume as business profit or it is haram . Your earlier response will be appreciated

Answer

(Fatwa: 865/727=D/1430)

 

Taking credit card and giving 10 thousand rupees is a kind of debt, so receiving 1% service charge is unlawful for you, it is interest.

Allah (Subhana Wa Ta’ala) knows Best

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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