What do you suggest for debt? Sometimes, become very tensed if I die before repaying? I also wish to go for Hajj with my wife, parents-in-law (both my parents are dead) and I wish to bear all the expenses. Could you please suggest any Amal so that Allah gives me the taufiq to be free from all debts and also the ability to bear the Hajj expenses of my loved ones?
بسم الله الرحمن الرحيم
(Fatwa: 121/94/D=2/1439)
(1) It is not good to take loan without a severe need. It remains like a burden in mind every time. Thus you should avoid taking loan without a severe need.
(2) It seems that you are under heavy debt or you cannot accompany your parents-in-laws for hajj independently. If it is so, then why do you put yourself in trouble for a Nafl act. Keep on praying Allah and when Allah provides capacity and ease in future then make intention to perform it.
(3) Amen! Read the following dua after each salah for repayment of debt:
اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ.
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband