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Is medical insurance halal in Islam for Tanzanians facing high medical costs?

Answered as per Hanafi Fiqh by Darulifta-Deoband.com
In islam medical insurance is halal or haram? I live in Tanzania n here medical is expensive. I want medical insurance for me and my family. I want to know it is halal or not.

بسم الله الرحمن الرحيم

(Fatwa: 181/106/SN=2/1439)

The prevalent Medical Insurance contains interest, gambling etc which are unlawful as per the Holy Quran and Hadith. According to Shariah, it is not lawful for a Muslim to take Medical Policy. Thus whatsoever you could arrange for your treatment legally do it and do not look towards insurance.

Allah knows Best!

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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