بسم الله الرحمن الرحيم
If you get a house on rent and pay its rent it shall be lawful. But if you take interest based loan to buy house or property then it shall be haram and unlawful and abominable act. (Muslim: 2: 17, pub. Maktaba Ashrafia Deoband). Hence it is wrong to judge about something merely by looking its apparent form. You must not take loan from the bank to buy the property rather take house on rent and start living there and save money from your salary by limiting your expenses and after saving adequate money buy some plot of land and afterwards build house over it.
May Allah give you taufiq to save yourself from interest based loan and may Allah arrange personal home for you within no time. Amen!
Allah knows Best!
Darul Uloom Deoband