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Can zakah be taken to pay off owed qarz if unable to pay?

Answered as per Hanafi Fiqh by Darulifta-Deoband.com
Can we take zakah from the person whose dues (qarz) is due on me and I am not in a position to pay the dues (qarz) and I am taking the zakah in the intention to pay the dues (qarz) of the same person. Is it possible to do the same?

بسم الله الرحمن الرحيم

(Fatwa: 84/245/SD=4/1438)

Yes, if you are not sahib-e-nisab then you can take zakah from the said person and pay off your debt. According to Shariah it is lawful.

وحيلة الجواز أن يعطى مديونه الفقير زكاته ، ثم يأخذها عن دينه، ولو امتنع المديون مد يده وأخذها لكونه ظفر بجنس حقه . (الدر المختار مع الشامي/ كتاب الزكاة 3/190 زكريا)

Allah knows Best!

Darul Ifta,
Darul Uloom Deoband

This answer was collected from the official ifta website of Darul Uloom Deoband in India.

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