بسم الله الرحمن الرحيم
(Fatwa: 166/129/D=02/1435)
You may take back the amount which you gave to your husband as debt, there is no wrong if you take it back. However, it is better if you gift him the entire amount or some part of it.
(2) The jewelries you got from your family are yours and you will have to pay its zakah, not your husband. However, if he pays its zakah with mutual consent, then it will be paid. As far as the two sets of gold are concerned which you received from your husband, so if he gave you as gift or there is tradition of gifting in his family, then you are the owner and you shall pay their zakah. But if they have lent you the jewels only for use or it is the tradition in the family, then your husband will be the owner and he will have to pay their zakah.
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband