Q2.) I am not sahib-e-nisab (as I have no personal savings), but have a steady income (through a fixed salary) at this moment, so can I offer a qurbani for my (late) mother and my wife, is it permissible? And do I need to offer a qurbani for myself as well? And if not, then what shall be the case for my wife (who has no savings, except her jewellery)?
بسم الله الرحمن الرحيم
(Fatwa: 1309/1021/D=11/1434)
(1) Paying zakah is wajib as soon as the year completes and it is a sin to delay it unnecessarily. In the question mentioned above, if the wife does not have cash amount to pay the zakah then she should borrow some money or sell some jewellery. However, it shall be makrooh to postpone it till next year.
(2) If the cash available with you and extra assets and gold and silver do not reach equal to 52.5 tola silver nisab then qurbani is not wajib on you. However, you may do nafl qurbani on behalf of your mother and wife if you wish. Also if you do the wajib qurbani of your wife with her permission then it shall be valid. In this case no separate qurbani shall remain wajib on her. Otherwise, being the owner of nisab qurbani shall remain wajib on her.
Allah knows Best!
Darul Ifta,
Darul Uloom Deoband