(1) If a person has only 50 gm gold with him and no silver than is he eligible to accept zakah from others and the money he is getting in zakah will it merge with his gold and change his status of a mustahiq, and how many rupees he will require to become sahib-e-nisab will a single rupee which he possesses change his status (I want to know minimum amount with which he will become sahib-e-nisab including his gold like with 50 gm gold even if he possesses a 1 gm silver than he will be sahib-e-nisab instead of silver what amount is required with gold to become sahib-e-nisab). (2) If a person have 70 gm gold and no silver and he has to pay some loan amount say 10000 in this case if he get some money will he become sahib-e-nisab or if he gets more than 10000 than he will become sahib-e-nisab.

Answered according to Hanafi Fiqh by Darulifta-Deoband.org

بسم الله الرحمن الرحيم

(Fatwa: 1167/926/D=10/1434)

(1) Eligible for zakah is one who does not own gold, silver, cash (whether it is one rupees), business material or unnecessary good (which are not used daily) if put together is not equal to the price of 612.360 gram silver. But if they reach up to the price of said weight of silver then he shall not be eligible to receive zakah. Also if he owns the said quantity on the day of Eid al-Fitr and Eidul Azha then sadaqah Fitr and qurbani shall be wajib on him. And if he does not own such quantity and he took zakah to an extent that his wealth reached to the amount of nisab, then it shall not be lawful for him to take zakah after that.

Allah knows Best!

Darul Ifta,
Darul Uloom Deoband

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