I ask this general question to avoid confusion in the future. I understand that part of the question is already answered, but it is fragmented. Jazakallah
Assets = Pension R10,000; Cash R15,000; Personal furniture not Zakaatable =
R25,000
Liabilities = House R36,000 per annum; Car R20,000 per annum (for example) =
R56,000
Since the liabilities exceeds the assets, there is no Zakaat on the assets.
and Allah Ta’ala Knows Best
Mufti Ebrahim Desai
FATWA DEPT.