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I have discharged my Zakaat to a reputable organisation, but I have discovered that they bank the Zakaat money and distribute it during thecoming year as the need arises.

Answered as per Hanafi Fiqh by Askimam.org

Is my Zakaat discharged by merely giving it to such an organisation?

Answer

If Zakaat is due upon an individual, he/she should exercise precaution by
personally discharging the Zakaat to a recipient of Zakaat. If an
organisation was deputed to discharge the monies, they should do so
immediately.
It is incorrect for them to withhold Zakaat monies especially when there are
innumerable Zakaat deserving cases, many of whom are being unjustly turned
away from reputable organisations. The organisation is your Wakeel (deputy)
in discharging your Zakaat. If they did not do so, your Zakaat will not be
discharged. Should anything unfortunate happen to the monies, for example,
theft etc. or incorrect dispensation, you will have to discharge your Zakaat
again.

From: Al Mahmood 13 Q & A from the Darul Ifta
Mufti Ebrahim Desai

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This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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