Question regarding mortgage based interest

Answered according to Hanafi Fiqh by

I have a question regarding mortgage based interest. My father bought a house 25 years ago which we currently live in. The house was initially around £30,000, but because he was always late on making payments he is in arrears. The total price for the mortgage has gone up to £65,000. The problem we have now is he doesn’t live with us, but the house is still registered under his name. My father is making some payments and I’m also contributing… My father has told me to register the house under my name, but I refused to do so, because of the interest. The question is am I sinful for dealing with interest or is my father accountable. Should i carry on contributing… So far we have managed to pay off £3500.


n the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Please clarify the following issues in order for us to advise,

  1.  Did you pay  £3500 0r £35000?
  2.  What is your current financial situation?
  3. What will be the consequences if you don’t pay?


And Allah Ta’āla Knows Best

Huzaifah Deedat

Student Darul Iftaa
Lusaka, Zambia

Checked and Approved by,
Mufti Ebrahim Desai.