Answered by Shaykh Amjad Rasheed
If someone gave me something, how can I know if it is a gift or a loan?
In the Name of Allah, Most Merciful and Compassionate
May His blessings and peace be on His Beloved Prophet, the best of creation, and his family, companions, and followers
Answer:
As it appears from the question, he gave it to you with the intention of making you the owner. If so, it is a gift, unless there is evidence indicating otherwise, for example, when you ask someone to lend you something and then he gives it to you, or when someone gives you something and then asks you to return it.
Amjad Rasheed, Tarim (Yemen)
(Translated by Sidi Abu Muhammad Rahil)