Salaam,
My Parents Own quite a few houses. My Father is Self-employed 47, and my mother 38 works part time.
My Parents are facing great difficulty financially, and mentally.
All this started for my father when he was fairly young, under 8, and his family used to be very wealthy and own a lot of land. So Wealthy that the Towns well was actually in there own house.
And when his father passed away very young in his late 20′s. His fathers brothers took all the land and all the wealth, and left the sons (incluing my father) without anything.
Then when my father came to the UK, and everything looked like it was improving, when he was at university, he had a friend, who my dad trusted. One day the friend said lets open a perfume shop. My dad agreed and gave that friend about 10k cash this was about 25 years ago, unaccounted, unsigned for. And his friend ran away with the money.
Then my father got married, and again trying to make some money he bought many houses, all with mortgages, and currently he owns quite a few houses.
And again the houses was not a good idea, rents dont come in like expected, and mortgage payments are extremely hard, and my father owes about £50,000 to family members, or to other people.
With all this he has lost much of the connection with the masjid that he had. 25 years ago he was said to be a much more involved with the masjid man. He used to have a full sunnah zulfah,
Always wears wore a white libbas, and used to go regular jamaat etc.
And since he’s got more involved with work, increased in debt. He’s decreased in wealth, and doesent ever go to the masjid.
So ever since day one, it seems my father, and family have just had everything go wrong whatever they try to invest in goes stale.
Also my dad cries at night, does dua’ so much, reads his namaz, but nothing seems to go better.
But i have heard Allah wages wars with people who take out intrest.
And debt can’t be helped, only if the human clears it himself.
And just since last week On tuesday, my father has been in hospital, first he was in intensive care untill sunday night, then he was told he was going to leave today, but now they are keeping him longer, his kidneys may have been failing.
So what options do my parents have? I spoke to my relative, and he said we should speak to a financial scholor.
But i dont know how that would help.
Please can you tell me what options do my family have.
As my father is frightened that he is close to the ‘edge’ and has so much debt and doesent want to go in a state like that.
He wants to sell all his housees and have a simple life to get closer to allah, but its like none of his efforts are being accepted.
Jzkallah for your time. And i appreciate your response
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Answer:
Walaikum as-Salam wa rahmatullah wa barakatuh.
I am very sorry to hear the sad situation. May Allah make things easy for you and your family.
Debts should be cleared ASAP. I would advise that sell the houses immediately at whatever price is offered and pay off the debts. If your dad was to pass away and mortgages are being paid after his death, he could be subjected to Azab-e-Qabr because of that.
So it’s better to clear debts out during his lifetime.
It’s not a matter of efforts being accepted. We have to take the necessary steps and then hope for forgiveness from Allah (S.W.T.)