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Interest charge due to unintentional delay of payment on visa

Answered as per Hanafi Fiqh by Qibla.com

Answered by Shaykh Faraz Rabbani

I recently was out of town and arranged for my sister to pay for my bills. She paid off the first bill, however, she did not pay attention to the second bill assuming it would be taken care of and since I was unable to pay it off, the bank charged me interest on it. Please advice me on how to deal with this as it is constantly bothering me and I feel regretful. I feel that just repentance would not be enough. Please guide me as to what I can do to repent for my negligence.

Answer:
In the Name of Allah, Most Gracious, Most Merciful

Assalamu alaikum wa rahmatullah,

If you had the resolve and reasonable surety of paying such a bill on time–as your words clearly indicate–then you aren’t sinful if someone you had trusted did not fulfill your request to pay the bill. It is good to feel remorse, but you weren’t sinful.

Please see the following related SunniPath Answers (http://qa.sunnipath.com):

Reader on interest (riba), mortgage, leasing, insurance and other related matters of Islamic finance

Jazakum Allah khayr.

And Allah alone gives success.

Faraz Rabbani
and SunniPath Answers Staff

This answer was indexed from Qibla.com, which used to have a repository of Islamic Q&A answered by various scholars. The website is no longer in existence. It has now been transformed into a learning portal with paid Islamic course offering under the brand of Kiflayn.

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