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Insurance company claims

Answered as per Hanafi Fiqh by Muftionline.co.za

Q: I recently had an accident and the insurance of the person responsible is paying me for the repair of my car. The amount they are paying is according to the quote I gave them which I got from the panel beaters. I did not ask the panel beater to inflate his Quote. If I now manage to get the panel beater to reduce his price, can I use the extra money or do I have to return it to the Insurance Company?

Bismillaah

A: You do not have to return the money to the insurance company.

And Allah Ta’ala (الله تعالى) knows best.

Answered by:

Mufti Zakaria Makada

Checked & Approved:

Mufti Ebrahim Salejee (Isipingo Beach)

This answer was collected from MuftiOnline.co.za, where the questions have been answered by Mufti Zakaria Makada (Hafizahullah), who is currently a senior lecturer in the science of Hadith and Fiqh at Madrasah Ta’leemuddeen, Isipingo Beach, South Africa.

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