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I have been paying insurance for my car every year. Is it permissible to get back the money (excluding interest) from insurance authorities and repair my car?

Answered as per Hanafi Fiqh by Askimam.org
Answer

It is not permissible to take out insurance if one is not required by law to
do so. However, you may recover the premiums paid and use them as you wish.

and Allah Ta’ala Knows Best

Mufti Ebrahim Desai
FATWA DEPT.

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This answer was collected from Askimam.org, which is operated under the supervision of Mufti Ebrahim Desai from South Africa.

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